SSDI Auxiliary Benefits: Payments for Your Family
TL;DR: When you receive SSDI, your eligible family members can also receive monthly payments on your record. Your spouse (if 62+ or caring for your child under 16) and unmarried children (under 18, or under 19 if in high school) can each receive up to 50% of your PIA. Total family payments are capped at the family maximum, typically 150-180% of your PIA. These payments don't reduce your own SSDI amount.
Who Qualifies for Auxiliary Benefits
| Family Member | Requirements | Amount |
|---|---|---|
| Spouse (age 62+) | Married, age 62 or older | Up to 50% of your PIA |
| Spouse (any age) | Caring for your child under 16 or disabled | Up to 50% of your PIA |
| Child (under 18) | Unmarried, under 18 | Up to 50% of your PIA |
| Child (18-19) | Full-time high school student | Up to 50% of your PIA |
| Disabled adult child | Disabled before 22, unmarried | Up to 50% of your PIA |
Family Maximum
Total family benefits are capped at 150-180% of your PIA. If your PIA is $2,000, the family maximum might be $3,400. Your $2,000 is protected. The remaining $1,400 is divided among eligible family members.
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