The Maddox Firm - Long Term Disability and ERISA

Disability Attorney in New York, New York

5(4 reviews)
(212) 970-119030 Wall St, Fl 8, New York, NY 10005View on Yelp
The Maddox Firm - Long Term Disability and ERISA - disability attorney in New York, NY

Client Reviews

5
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4 reviews

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About The Maddox Firm - Long Term Disability and ERISA

The Maddox Firm is a New York City-based law firm dedicated entirely to long term disability and ERISA matters. Located at 30 Wall St in Lower Manhattan, the firm works with individuals whose private disability insurance claims have been denied or terminated, as well as employees fighting for benefits under employer-sponsored group plans governed by ERISA. Their focused practice area means clients work with attorneys who handle these specific disputes every day rather than attorneys who treat disability cases as one of many practice areas. The firm holds a perfect 5-star rating on Yelp based on client reviews, reflecting a consistent record of attentive service. For workers in New York's financial sector and beyond, where employer-provided disability coverage through group plans is common, having a firm that understands both the insurance side and the federal law governing those plans can make a significant difference. The Maddox Firm can be reached at (212) 970-1190 to discuss your situation.

Practice Areas

Long Term Disability Insurance Claims
ERISA Benefit Disputes
Disability Insurance Denial Appeals
Short Term Disability Claims
LTD Policy Review and Analysis
Federal Court ERISA Litigation
Disability Benefit Reinstatement

Specialties

Long Term Disability InsuranceERISA Claims and AppealsDisability Insurance Litigation

How They Can Help

The Maddox Firm helps clients at every stage of a long term disability or ERISA dispute, from reviewing your policy language and initial denial letter to filing formal administrative appeals and, when necessary, pursuing litigation in federal court. They analyze the specific terms of your disability plan, identify the insurer's stated reasons for denial, and build a factual and legal record designed to counter those arguments. Because ERISA imposes strict procedural deadlines and limits the evidence that can be introduced in court to what was submitted during the administrative process, having legal guidance early in the appeals process is particularly important.

What to Expect

When you contact The Maddox Firm, they will typically start by reviewing your disability policy or plan documents along with any denial correspondence you have received. From there, they assess the strength of your claim, explain the deadlines that apply to your situation, and outline the steps involved in pursuing an appeal or litigation. Clients are kept informed as the firm builds the administrative record, gathers supporting medical documentation, and submits the appeal to the insurer or plan administrator. If the appeal is unsuccessful, the firm can advise on federal court options under ERISA.

Service Area

The Maddox Firm serves clients throughout New York City and the surrounding region from their office in Lower Manhattan.

Frequently Asked Questions

What does ERISA mean and why does it matter for my disability claim?
ERISA stands for the Employee Retirement Income Security Act, a federal law that governs most employer-sponsored benefit plans including group long term disability coverage. It matters because ERISA sets specific rules for how claims must be filed and appealed, limits the remedies available to claimants, and governs any federal court litigation if your appeal is denied.
My long term disability insurer denied my claim. Do I need a lawyer for the appeal?
You are not required to have a lawyer, but an attorney experienced in ERISA and LTD disputes can be valuable. The administrative appeal is often your only opportunity to build the factual record that a court will later review, so errors or omissions during the appeal stage can limit your options significantly.
How long do I have to appeal a long term disability denial?
ERISA regulations generally require insurers to give claimants at least 180 days to file an administrative appeal of a denied claim, but your specific plan may have different deadlines. Acting promptly after receiving a denial is important, and you should review your denial letter carefully for the stated deadline.
Does The Maddox Firm handle Social Security disability cases?
Based on their listed practice focus, The Maddox Firm concentrates on long term disability insurance and ERISA claims rather than Social Security disability benefits. If you have questions about their specific case intake, contacting them directly at (212) 970-1190 is the best approach.
What is the difference between short term and long term disability insurance?
Short term disability coverage typically provides benefits for a limited period, often three to six months, following an illness or injury. Long term disability insurance is designed to replace a portion of your income for an extended period, sometimes years or until retirement age, once the short term period ends and you remain unable to work.
Where is The Maddox Firm located and how do I schedule a consultation?
The firm is located at 30 Wall St, 8th Floor, in the Financial District of Manhattan. You can reach them by phone at (212) 970-1190 to discuss your long term disability or ERISA matter and schedule a time to review your case.

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